Why refer accounts to a PEO?

When a tough account joins a PEO, everyone wins:

• Master-policy workers' comp - no down payment, pay-as-you-go premiums

• A home for high-mod, high-risk, and non-renewed accounts

Per NAPEO research, businesses in a PEO grow 7-9% faster, see 10-14% lower employee turnover, and are 50% less likely to go out of business.

How you get paid

Referral Partner

• Around $6,000 per year for every 50-employee referral that closes*

• Monthly payouts for the life of the account

• You make the intro - we handle everything else

Broker Partner

• Around $11,000 per 50-employee referral that closes, paid monthly*

• You engage directly - help collect info and coordinate client meetings

• *Payouts vary with the depth of services provided to the referral

When to send us an account

A referral makes sense when an account...

• Has a high ex-mod or claims history your markets won't touch

• Got non-renewed or can't find affordable comp coverage

• Operates in a tough class: construction, oil & gas, transportation, staffing

• Needs pay-as-you-go comp to fix cash flow

• Is being courted by a PEO directly - beat them to it

• Wants big-company benefits you can't currently place

How it works - three simple steps

• Introduce: send us the account details

• We place: quotes across dozens of national PEO markets

• You get paid: monthly commissions - and your P&C lines stay yours

We never touch the rest of the account - your book stays protected.

Which accounts fit best?

Our best-fit referrals usually look like this:

• 5 to 200 employees, in any state

• Higher-risk industries welcome: construction, oil & gas, transportation, healthcare

• Multi-state or rapidly growing workforces

• High mods, lapsed coverage, or accounts your carriers decline

• Businesses hit with workers' comp or health premium increases

Not sure if an account qualifies? Send us the scenario - we'll give you a straight answer.

What we handle after your intro

Once you connect us, we take it from there:

1. Discovery call with your client

2. Quote collection from multiple national PEOs

3. Side-by-side cost and coverage comparison

4. Negotiation and onboarding support

5. Regular updates back to you, start to finish

Your client gets coverage and HR support. You get paid - month after month.

Frequently asked questions

How much can I earn?

On average about $6,000 per year for a closed 50-employee referral, or about $11,000 as a Broker Partner. Paid monthly; payouts vary with depth of services provided.

Will the PEO take my client's other policies?

No. The PEO handles workers' comp and HR; your GL, auto, property, and umbrella stay right where they are - with you.
How do I track my referrals?
We report at every step - submission, quotes, close, and monthly commission statements.
What if the PEO isn't a fit for my account?
We'll tell you straight - and your client still gets a free benchmark of their current costs. No harm to the relationship.